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Permission to Spend: Maximize Your Retirement with the Best-Kept Secret in Personal Finance by Tom Wall

Permission to Spend: Maximize Your Retirement with the Best-Kept Secret in Personal Finance by Tom Wall

Eliminate fear from your retirement, minimize taxes, take control and gain Permission to Spend.

You will be afraid to spend. Millions of Americans are under-enjoying their retirement because they’re afraid of the “what-ifs” that could derail their best-laid plans. They’re afraid of what happens if they live too long, markets crash or they require expensive ongoing care that their plans cannot support. They’re afraid of running out of money at a time when doing so would be catastrophic. These people are victims of an industry that has been seduced by the sexiness of accumulating investments, with no regard for how to use them later in life. With a modern twist on a centuries-old strategy, this book will help you understand how to begin with the end in mind and set up your finances to maximize income during your lifetime, while ensuring your goals are protected.

In this guide to planning for retirement, Tom Wall provides the exact method to unlock your savings and maximize the fruits of your labor.

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BEGINNERS COURSE ON MACHINE LEARNING: Fundamentals and Practices With Python by Emenwa Global

BEGINNERS COURSE ON MACHINE LEARNING: Fundamentals and Practices With Python by Emenwa Global

If you are looking for a machine learning tutorial with Python and Jupyter notebook, it’s your lucky day. You’ll learn how to solve a real-world problem using machine learning and python.
In the US, a machine learning programmer makes an average salary of $166,000! When you have finished this book and implemented the skills you have learned, you will have had enough skills to tackle Machine Learning projects that will either help you obtain your dream job or provide you with the tools you need to use machine learning algorithms to address problems in your business, career, or personal life.
This book uses a project-based learning method to deliver this engaging tutorial with Python.
Create Effective Machine Learning Models to Address Any Issue
By keeping all the boring stuff like math and statistics at the end like a prologue, I ensure that this book will not be boring to those with basic knowledge of Python and statistics or data science. These are very crucial to machine learning on all levels.
The course will teach you how to:
Obtain complete toolkits for machine learning to address the majority of real-world issues.
Recognize the many performance indicators for Regression, classification, and other ML algorithms, including accuracy, and know when to apply them.
Utilize unsupervised Machine Learning (ML) algorithms to comprehend your data, such as hierarchical clustering and k-means clustering.
Develop models using Jupyter (IPython) notebook, and other IDE
Visually and successfully communicate using Matplotlib
Create fresh features to enhance algorithmic forecasts
Decision trees can be used to forecast staff attrition.
And a whole lot more!

Who is this book for?
Anyone who is eager to understand Python’s machine learning algorithms and has a keen interest in how machine learning may be used to solve problems in the real world.
Anyone who wants to learn more than the fundamentals and gain a comprehensive understanding of machine learning algorithms should do so.
Any intermediate to experienced EXCEL users incapable of handling big files
Anyone wishing to begin or advance in a career as a data scientist Anyone wishing to apply machine learning to their field Anyone wishing to communicate their findings in a professional and compelling manner
We’re going to start off with a brief introduction to machine learning, then we’re going to talk about the tools you need, and after that, we’re going to jump straight into the problem we’re going to solve you’ll learn how to build a model that can learn and predict the kind of music people like right in the second chapter.

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Ending the Eczema Epidemic: Surprising Solutions to Transforming Your Skin from Within by Ana-Maria Temple

Ending the Eczema Epidemic: Surprising Solutions to Transforming Your Skin from Within by Ana-Maria Temple

The byproduct of years of practice in the medical field, Ending the Eczema Epidemic was written by Ana-Maria Temple, MD, and John Temple, MD, to expose the factors involved in treating eczema, allergies, and chronic diseases. Contrary to what one might expect, their solutions focus on gut healing through nutrition, removing environmental toxins, and restoring gut and skin microbiomes. In fact, their anti-inflammatory diet and lifestyle recommendations would likely improve the lives of anyone willing to try them.

While practicing traditional Western medicine, Ana-Maria and John found themselves facing a troubling diagnosis for their children. Ana-Maria faced the problem head-on. Through relentless resolve, she changed her family’s trajectory for the better. Though there were conflicts and challenges in transitioning to a holistic approach to healthy habits and eating, the resultant wellness was well worth it.

In Ending the Eczema Epidemic, the Temples share insights from their personal journey, and from the times they’ve treated others using their hard-earned wisdom. Everyone knows it’s important to watch what you eat, but for many, this practice is only skin-deep. It’s time to face the truth and work our way toward a holistic future.

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Journeys From There to Here by Susan Cohen


About Featured Book: Journeys From There to Here by Susan Cohen

**Limited time $0.99 price from 1/9 – 1/23**

In this eye-opening collection of immigrant trials, triumphs, and contributions, leading immigration lawyer Susan Cohen invites you to walk with her clients as they share their incredible journeys coming to America while overcoming unimaginable dangers and often heartbreaking obstacles abroad. Cohen masterfully uplifts marginalized voices, laying bare the remarkable realities of staggering hardships and inspiring resilience.

Sprinkled with amusing anecdotes, tense junctures, and heartwarming segments, you will sit front and center at the courtroom learning about US immigration policies and systems—which often become an immigrant’s greatest hurdle—while also discovering the ways unscrupulous American citizens take advantage of those not born in the States. As you ride the ups and downs and follow the zig-zagging twists and turns of their travails, you will discover the many ways immigrants from all over the world give back to their local communities and enrich the fabric of the nation. Finding yourself enmeshed in their stories, you will gain insight, grow in empathy, and come to understand what it truly takes to become an American citizen.

This Non-Fiction book is available in these Formats: eBook, Print

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In the Garden Devotionals – A Daily Walk and Talk with God by Candia Cumberbatch-Lucenius

In the Garden Devotionals – A Daily Walk and Talk with God by Candia Cumberbatch-Lucenius

In the Garden Devotionals is a 365 page book to help us practice the presence of God by spending time with Him in His Word. This is an essential part of a Christian’s growth to maintain a close fellowship with our Heavenly Father. Jesus Christ set the example for us in Mark 1:35 where we read “And in the morning, rising up a great while before day, He (Jesus) went out and departed into a solitary place, and there prayed.” Like Jesus did, we too can spend time in the “garden” with our Heavenly Father. We can picture ourselves in a beautiful garden with many different types of flowers where we relax and meditate, opening our hearts to receive God’s blessings. I trust this book is a useful tool in our quest for inner peace and developing a closer relationship with God.

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Shadow Link

About Shadow Link:

Two men, two universes, endless connections. When a group of scientists discover a device on an alien planet capable of travel into entirely new universes, the hope is to find the solution to their problems. But they soon discover one cannot gain an advantage without wreaking havoc for their counterparts. It is up to John Roman and his two teams, to determine just how to use this technology, before it destroys the very people they wish to protect.

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Before I Wake~Travels Across Time/Book One

About Before I Wake~Travels Across Time/Book One:

Historical novelist Magdalena Moore is haunted by the black-haired, black-eyed knight she first encountered during a past life regression. Across a lifetime, Magdalena searches for the truth about Ranulf Navarre and his wife, the meek, complaint Lady Jane.
At Tintagel Castle, Magdalena is miraculously transported to thirteenth-century England, where she is Lady Jane, and Lord Navarre is her husband. But Ranulf is not the man of her imagination.
Why is Ranulf so cold and Janey so erratic? What secrets are they hiding? When England plunges into civil war, Ranulf backs the wrong side. Knowing he is destined to die in battle, Magdalena tries desperately to cheat fate, save Ranulf, and finally find happiness. But when her secrets are laid bare—or more specifically Lady Jane’s secrets—Magdalena fears Ranulf can never forgive her. And if he cannot, will they be forced to replay their doomed love yet again?

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The Bet by Alexia Chase

The Bet by Alexia Chase

Can the taste of her treats tempt her best friend’s brother?

Chloe

Not those kinds of treats! Okay… well… maybe those too.

See…. I’m a baker. A damn good one too. A sweet one…. see the irony? Except, my jerk of an ex-boyfriend made a $500 bet to pluck my cherry (and not the pastry kind).

I’m not so sweet now because I’m out for revenge. And I’ve got just the perfect hot fireman in mind…. my best friend’s brother.

Rich

She’s my sister’s best friend. That’s a no-go, right? Not to mention I’m not good enough for sugar that sweet.

But now her sweet just got a little spicey with her plot for revenge.

A few fake dates lead to kisses that threaten to burn down the kitchen.

And now I’m obsessed with baked goods and the woman who makes them.

But can my spicey and her sweet mix?

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Chaos’s Crime by K.L. Barstow

Chaos’s Crime by K.L. Barstow

Chaos
As Sergeant of Arms for the Demon Dawgs, I’m responsible for the safety of all its members. When I receive two calls for help from club women, I have to make a choice. When I choose saving the life of my President’s Old Lady over helping a former kutte bunny with car trouble, I think I’ve made the right choice. However, when the bunny winds up dead, the cops arrest me for her murder. Good thing my President has my back.

Evie
As a criminal defense lawyer, I have one rule about my clients. Never date them. Since most of them are criminals, I find it an easy rule to follow. However, when Dante, the President of the Demon Dawgs, hires me to defend his SOA against murder charges, I find my resolve waver. After all, how many women can resist a man covered in muscles and oozing sex appeal like an expensive cologne?

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Baked In Suspicion by Miranda Rose Barker

Baked In Suspicion by Miranda Rose Barker

A “Peaceful Town” Turns a Woman into a Courageous Amateur Sleuth

Baked in Suspicion: A Sweets of Saltcaster Cozy Mystery

When Sara, a small-town bakery business owner, was living in the Big Apple, she used to daydream about spending her later years someplace near the ocean, while basking in the solitude she had always wanted. So, when she moved to the beautiful coastal town of Saltcaster, Maine, she was happy; and even more so, when she opened a small, successful bakery.

But then things turned out to be slightly different from what she thought they would be.

Especially when she was drawn into trying to solve a murder mystery in the town.

Police suspect that something that the victim had gotten at Sara’s bakery might have conveyed a poison used to kill her.

Now Sara needs to clear her bakery’s name and reputation as the potential source of poison.

Will she be able to solve the mystery?

Author Miranda Rose Barker’s new story is full of turns and twists that will keep you hooked late into the night.

Click the “add to cart” button to get your copy now! Free to read on Kindle Unlimited

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Snowed in with Grumpy by Olivia Noble

Snowed in with Grumpy by Olivia Noble

Ava’s meeting with a powerful businessman goes horribly wrong, and she must visit his home in the mountains. He is grumpy and cold as he is handsome, and Ava’s career depends on him. When an avalanche buries her car, it’s Grumpy to the rescue. The two are stuck together, cozy and warm while the blizzard rages on. Will winter magic kindle a romance?

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What Comes Before

About What Comes Before:

This book is not only a stand-alone thriller it is also the newly released third book in the Heirs and Descendants Series, being published on the 4th of January this year.
The first book in this series; The Desolate Garden, was under a paid option to become a thirty-million-dollar-film, until, unfortunately, the option failed to materialise when it reached the distribution stage. However, not all was lost!
The publicity Mr Kemp received: an appearance on the BBC nationwide news programme, plus an article in a London evening newspaper, resulted in Mr Kemp being invited by Waterstone’s Bookshops on a countrywide tour signing that first novel of his.

This novel, ‘What Comes Before,’ carries that story, first told in The Desolate Garden and then Percy Crow, forward, to when——
Lord Harry Paterson, Sheriff of the County of Yorkshire, is coerced back to work for the British Security Services after witnessing the macabre death of a beautiful, young woman at a grouse shoot hosted by his friend and ex-fellow army officer, Viscount Winston Bottomly.

Unbeknownst to Harry, the woman – the Viscount’s fiancée – had stolen a top-secret file from the French consulate in London, containing information about an innovative encryption method called post quantum signal cryptography. With the power to endanger every communication method in use between allied nations, the document – in the wrong hands – could completely change the balance of power between East and West.

To avoid a technological threat to world safety, Harry is instructed to find the file and eliminate all those who have seen its contents. But does he still have what it takes to get the job done?

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The Mystery of Julia Episcopa: A tale of Ancient and Modern Rome by John I. Rigoli 

About The Mystery of Julia Episcopa: A tale of Ancient and Modern Rome by John I. Rigoli :

In ancient Rome, a woman flees for her life.
Her enemies are those she once called ‘brother’.
Hidden beneath her blue cloak are secrets men will kill for.

Forgeries that prove the newly self-appointed bishops are not followers of the way, but pretenders who have seized power and will stop at nothing to shape this new religion to their own ends. Now, Julia – a woman who had once walked with Mary Magdalene and taught alongside Paul must preserve the legacy of the apostles in the face of terrifying danger.

Two thousand years later, classical archaeologists Valentina Vella and Erika Simone are tasked with advising the newly-elected Pope on the historical legacy of women in the early Christian period.

The women stumble across an ancient parchment buried deep in the Vatican archives, a document that has clearly been altered. They find themselves on the trail of a woman who may have been the first woman Bishop in the Catholic faith. To reveal Julia’s legacy will put them in the cross-hairs of a venomous Vatican battle for power and supremacy; to stay silent would make them complicit in an ancient heresy and would betray the teachings that Julia sacrificed her life to defend.

The Mystery of Julia Episcopa weaves seamlessly between modern day Rome and the politics of the Catholic church, and the times and life of a 1st century Roman noblewoman who rose to be a dominant force in the early Christian movement.

Three women connected by two intertwined stories of treacherous political intrigues, ancient cover-ups, and savage vengeance.

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Visions of Johanna by Peter Sarno


About Featured Book: Visions of Johanna by Peter Sarno

"A beautifully written literary novel . . . Sarno's use of metaphors and lush language draws readers into the story . . . [who] may shed a tear or two before the final page is turned."
—BlueInk, Starred Review

Johanna, an artist, and Matt, a music critic, couldn’t be more different, but by a simple twist of fate, she plucks him from a crowd at a Dylan concert. What follows is a heady and intense relationship buffeted by the usual suspects that gently rocked the ‘80s. Matt’s lessons in art—as well as life—at the hands of Johanna, drive the novel into pockets of feminism and quiet revolution. All of this is tempered by deeply held traumatic secrets that torque their intimacy.

Yet it's Revere—and not Boston—that remains one of the underlying attractions in "Visions of Johanna". This north shore backdrop brings Matt into full focus—a child in a city of recent immigrants, life by the ocean, the bilious flavor of the Mob are just some of the elements rendered in skillful detail. Johanna, a renegade from Wisconsin—freewheeling and hyper-energized—draws Matt out of his comfort zone and into her world.

A meditation on art and unrest, "Visions of Johanna" celebrates life, love, memory and the undying power of the deep connections that sustain us. The novel follows Johanna and Matt as they pursue their dreams to paint and to write. But burdening problems collide with these artistic desires and other forces conspire against them. Ultimately, the two are done in by their inability to share aspects of their past they believe they must hide from.

The novel travels through time and social unrest to the final moment hinted at in the prologue. Within this book's pages, tragedies haunt, acts of moral goodness manifest themselves, and benevolence reigns with a finality that absolves all.

"A beautifully intimate romance that doesn't shy away from challenging topics."
—Publishers Weekly's BookLife

“This would be a perfect book club book. With questions that address the concepts of faith and hope to the efforts put towards the women’s movement, there is a lot that can be talked about…Detailed, wonderfully written, and thought-provoking, 'Visions of Johanna' will have readers thinking long after they put the book down.”
— Kristi Elizabeth, Manhattan Book Review

This Fiction book is available in these Formats: eBook, Print

This book is in Kindle Unlimited!

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Daddy’s Obsession by K.C. Crowne


About Featured Book: Daddy’s Obsession by K.C. Crowne

“Protect my daughter.”

Not what I expected from an old friend.
But when I locked eyes with her, there was no turning back.

Raquel was special.
A magnetic sensual beauty.
And the strength of a lioness.

The loss of my wife left my little girl and I empty.
Now Raquel is proof that even a monster can escape his own darkness.

But someone’s after her.
He’s a feared predator,
But I’m his worst f*cking nightmare.

This Erotica book is available in these Formats: eBook, Print

This book is in Kindle Unlimited!

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Meat Cute: A Post-Apocalyptic Slice-Of-Life Romance Story by Brandon McCormick

About Meat Cute: A Post-Apocalyptic Slice-Of-Life Romance Story by Brandon McCormick:

It’s been eight years since the lights turned off and never came back. Since everyone left the cities and were on their own to survive. Ellie’s been extra alone ever since dad died, but she never forgot the rules to the Game. The Game they played to stay alive.

That is until one day she meets a gawky yet charming guy named Desmond.

From there it’s all cute romance, short skirts and kickass shootouts.

What’s waiting for you is quaint everyday slice of life post-apocalyptic landscapes with heaping mounds of irresistible sentimentality plus the kind of violence you weren’t allowed to see as a kid.

Some real shock shlock

You’ve been warned.

You’ll love it.

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A Glimmer in the Dark by Samman Akbarzada

A Glimmer in the Dark by Samman Akbarzada

This is a poetry collection documenting the heartbreaking and transformative journey of Afghan refugee Samman Akbarzada. Akbarzada interweaves a powerful tapestry of prose reflecting on her war-torn homeland of Afghanistan and the suffering and resiliance of those living on the margins of yet another immense human tragedy. “A Glimmer In The Dark” is ultimately about the perseverance and strength survivors find through deep familial bonds and the compassionate assistance of communities devoted to helping those displaced by war and suffering.

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Sylvanus: Book of Alce by R.P. O’Ryan

Sylvanus: Book of Alce by R.P. O'Ryan

Sylvanus: Book of Alce (Book 1: Rise of the Demon)

They thought he was the savior.

An ancient prophecy tells of the coming of the Promised One, who would restore peace and harmony to the land in the name of their God, Eyu. When the twins are born, Michael and Lucero, people believe one will be him.

Lucero travels to the otherworld to spread the word of Eyu, where he befriends Dancing Elk, a local native.
When an evil mage meddles, a beast arises, things change, and all belief is called into question. Now, the monster roams, and the fate of all creation is thrust upon Dancing Elk, an unwilling bystander who doesn’t know what to do.

In Rise of the Demon, the trilogy’s first volume, Lucero is plagued by dark impulses during his mission to spread the word of Eyu to the outerworld. There, he encounters shaman-to-be Dancing Elk, a local native who inadvertently becomes entangled in the ancient prophecy.

It is now up to Dancing Elk to stop the creature’s rampage before all creation is destroyed. The only problem….he doesn’t know how.

Jump into the Sylvan saga for an epic adventure you won’t regret.

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Escape to Osprey Cove by Luisa Marietta Gold

Escape to Osprey Cove by Luisa Marietta Gold

The mystery begins with an unusual find in the secret compartment of Doug’s new Corvette, changing his and Catherine’s life forever. Doug’s mysterious behavior afterward forces Catherine to escape to The Osprey Cove Lodge, where she finds something even more valuable. The series spans seven geographic locations, from the scenic Canadian region of the Rideau Lakes to the shores of the Caribbean. An exciting web of mystery develops as the characters’ lives intertwine. The description of the lodge is so inviting that you will want to pack your bags and head there.

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