About Start Smart, Finish Rich!: The Smart, Simple Way to Build Wealth While You’re Young:
In this practical and surprisingly entertaining guide, you’ll learn how to:
Find a path that will fulfill you.
Learn how to set up your 401(k) and Roth IRA.
Break free from the chains of debt.
Turn financial stress into financial confidence.
Whether you’re a student just starting out or a professional rethinking your next chapter, this book is your roadmap to financial independence.
Buy the book, and follow the author on social media:
Author Bio:
Lindsey Baker:
Lindsey Baker, MAT, is a licensed educator and writer passionate about helping young people build strong foundations for their future. She has spent over a decade teaching in Arkansas, California, the West Bank, Turkey, and Germany, making complex topics engaging and empowering for her students.
Her passion project, Cheat Code: How to Win with Money Before Adulting Hits Hard, flips the script on how teens learn about money by turning financial literacy into a real-life power-up. Through relatable stories, humor, and practical “Level Up!” challenges, Lindsey helps high schoolers and young adults gain the confidence to make smart money moves early.
When she’s not writing or in the classroom, Lindsey loves exploring new places, trying local coffee spots, and cheering on her students as they chase their own goals around the world.
Joe Baker:
Joe Baker, MBA, is a nationally recognized educator and advocate for financial literacy. For more than 26 years, he has taught personal finance at the University of Arkansas for Medical Sciences, helping students and professionals alike make smarter money decisions for life. A sought-after speaker, Joe is known for blending real-world wisdom, humor, and heartfelt stories to make finance approachable and practical.
He co-authored the bestselling Baker’s Dirty Dozen Principles for Financial Independence with his daughter, Lindsey Baker—a book that earned national acclaim as one of GoBankingRates’s “10 Financial Books That Will Change Your Life.” Their expanded and updated edition, Start Smart, Finish Rich!—filled with new insights, stories, and strategies was released in November 2025.
Beyond the classroom and the page, Joe’s commitment to giving back includes endowing scholarships for students from his hometown of Emerson, Arkansas, and for those pursuing pharmacy degrees at UAMS