If you are near or in retirement, this book will solve a retirement dilemma that many retirees face, Spend Less or Run Out of Money. You will learn that underspending is not a very precise or rewarding method of making your money last.
You will also be provided with a detailed blueprint for developing your own comprehensive retirement plan including an income, spending, and investing plan as well as the knowledge and confidence to Spend More of what you earned, live the Lifestyle You Deserve, and Make it Last Your Lifetime
If you decide you need the help of a Financial Planner or Advisor, this book will provide valuable information on how to select, work with, and measure your advisor’s performance.
The author began thinking about retirement issues many years before retiring. Among the first questions were, What Retirement Lifestyle did he and his wife want to have and what did it look like? This led to the next question, How much money would be needed to support the lifestyle they envisioned in retirement?
As he quickly discovered, answering these questions was no easy task and it led him to seek the answer to another critical question; If you need or want to spend more than your retirement income, how much savings could be safely withdrawn each year so that you do not outlive your savings? The answers to these and many more questions are provided by this book.
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The author is a retired executive and engineer who was born and raised in the Buffalo NY area and received his Engineering degree from the University of Buffalo. He lives with his wife Cecilia in Florida, having moved there from Michigan after retiring from a long career in manufacturing. They enjoy travel, cooking and reading.